FFXI Crashing To Desktop With No Error Message

First off, im someone that recently came back to the game 2 months ago after essentially quitting 7 years or so ago, and im encountering a problem that not only i never did before i quit, but a problem that no matter how much research i do, i cant seem to find anyone dealing exactly with what im dealing with. Basically, ill be playing the game, and where im doing something in a congested area (e.i Domain) or just exping solo...honestly anything at this point,) my game will freeze for about a second or 2, and whether im in full screen or not, ill crash back to desktop, with no error message whatsoever...which makes diagnosing the precise issue virtually impossible for me.

System specs

AMD Ryzen 7 3700x
EVGA GeForce RTX 2080 Ti FTW3 ultra gaming
Asrock x570 Gaming Phantom X
RAM 16 GB (2 8 GB 3600 MHz)

As soon you can tell, my rig should have no issues running FFXI, but for some reason, this problem has surfaced and it seems nothing i have done remedies it. I do run Windower, and regardless of whether i have addons or not (I ran it on windower with everything disabled and this issue still showed itself) and while i did update my game with everything NextGames said to do in his YT video "How to make FFXI beautiful in 2022", this problem was present before i even made the changes in that video.

All my graphics drivers are up to date, i did do a file check on POL to make sure nothing is corrupted or whatnot. Everything that needs to be run on Administrator is being done so. I apologize if something that needs to be said i missed but im at my wits end here, hoping someone out there has a viable solution. Sorry for the long post but i wanted to make sure i cover everything needed to be said...and thanks to anyone out there for their input.