FFXIAH Linkshell Ni

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2010-06-21
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FFXIAH Linkshell Ni
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 Ramuh.Dasva
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user: dasva
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By Ramuh.Dasva 2009-08-11 11:15:48  
Celene said:
Dasva said:

Lol do you really spend nothing on yourselfs? Like really nothing? I mean let me see non bill wise other than going to see the movies... and um people I think all Ive bought this year has been like 4 DVDs 6 books and a new phone...which seeing as my old one is over 5 years old... well food too but I try not to spend too much on that. Like 300ish a month or so. I eat too much though


What do you want, a life summary or something of spending habits? Pretty much have money to cover our basics, and that is it. :|

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.
 Bahamut.Citag
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By Bahamut.Citag 2009-08-11 11:16:29
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Rumaha said:
Tbest said:
I've been driving since I was 14, so 10 years. =)


its not how long u drive, its how old u are, once u pas 23~24 it drops a ***ton, i pay 350ish and i have -15% from drivers edd, -5% from good grades -5% from defensive driving and -5% from something else

yea -30% and im still paying 350


Im an insurance underwriter. Your age does have an impact on your premium, but the main factor comes from how many years youve been licensed. If you're 25 and just got your license you're not going to see those lower rates people think exist as soon as you hit 25 years old.
 Ramuh.Dasva
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By Ramuh.Dasva 2009-08-11 11:16:59  
Krizz said:
I have $3k worth of bills a month including food and gas (part are for my house that I rent out)

Ouch... and here I was feeling bad for still renting a 5 bedroom house by myself. But your bills make me cry
 Fairy.Tbest
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By Fairy.Tbest 2009-08-11 11:17:57  
Citag said:
Rumaha said:
Tbest said:
I've been driving since I was 14, so 10 years. =)


its not how long u drive, its how old u are, once u pas 23~24 it drops a ***ton, i pay 350ish and i have -15% from drivers edd, -5% from good grades -5% from defensive driving and -5% from something else

yea -30% and im still paying 350


Im an insurance underwriter. Your age does have an impact on your premium, but the main factor comes from how many years youve been licensed. If you're 25 and just got your license you're not going to see those lower rates people think exist as soon as you hit 25 years old.
Well... You all should let me put down 14 then since I was driving but it was just a school permit!
 Bahamut.Rumaha
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By Bahamut.Rumaha 2009-08-11 11:18:04  
Dasva said:
Celene said:
Dasva said:

Lol do you really spend nothing on yourselfs? Like really nothing? I mean let me see non bill wise other than going to see the movies... and um people I think all Ive bought this year has been like 4 DVDs 6 books and a new phone...which seeing as my old one is over 5 years old... well food too but I try not to spend too much on that. Like 300ish a month or so. I eat too much though


What do you want, a life summary or something of spending habits? Pretty much have money to cover our basics, and that is it. :|

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


Sometimes there is no where to shave costs, there is a line of needs and wants, i am really good at shaving costs i should train to be a w/e they are called for big businesses lol, brb
 Ramuh.Krizz
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By Ramuh.Krizz 2009-08-11 11:18:41  
Dasva said:
Krizz said:
I have $3k worth of bills a month including food and gas (part are for my house that I rent out)

Ouch... and here I was feeling bad for still renting a 5 bedroom house by myself. But your bills make me cry


My house is 3 bedroom 1.5 bath 1600sq ft. My apartment is 3 bedroom 2.5 bath 1900 sq ft. Guess which one is cheaper.
 Fairy.Tbest
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By Fairy.Tbest 2009-08-11 11:19:12  
The house. >.>
 Valefor.Lilbusta
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By Valefor.Lilbusta 2009-08-11 11:19:19
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If I want a new car I'll just go out for a deployment. Nothing like putting down 50% of the price for a down payment. :P

That's the only way I can afford my toys though.

@Krizz

The apartment is cheaper.
 Ramuh.Krizz
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By Ramuh.Krizz 2009-08-11 11:20:27  
Tbest said:
The house. >.>


Wrong. House is $1,150 a month. Apartment is $1,050 a month.
 Fairy.Tbest
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By Fairy.Tbest 2009-08-11 11:21:02  
And here I was expecting some drastic difference. >.>
 Asura.Celene
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By Asura.Celene 2009-08-11 11:21:23  
Dasva said:

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


650 for a one bedroom is pretty cheap around here...
300 covers food for 2 people
Only vacationing we do is in the summer we go camping x1, x2 if we're lucky.

Stop being so bitter towards me and my financial situation right now, geeze.

We're not stupid, we don't randomly blow cash just because in your books we're young(er than you, possibly.)
 Fairy.Tbest
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By Fairy.Tbest 2009-08-11 11:22:11  
Celene said:
Dasva said:

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


650 for a one bedroom is pretty cheap around here...
300 covers food for 2 people
Only vacationing we do is in the summer we go camping x1, x2 if we're lucky.

Stop being so bitter towards me and my financial situation right now, geeze.

We're not stupid, we don't randomly blow cash just because in your books we're young(er than you, possibly.)
/comfort Cele. =)
 Ramuh.Krizz
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By Ramuh.Krizz 2009-08-11 11:23:27  
Tbest said:
And here I was expecting some drastic difference. >.>
well there was a $200 difference for a bit, but then my rent went up >_<
 Bahamut.Rumaha
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By Bahamut.Rumaha 2009-08-11 11:23:52  
Celene said:
Dasva said:

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


650 for a one bedroom is pretty cheap around here...
300 covers food for 2 people
Only vacationing we do is in the summer we go camping x1, x2 if we're lucky.

Stop being so bitter towards me and my financial situation right now, geeze.

We're not stupid, we don't randomly blow cash just because in your books we're young(er than you, possibly.)


If i could get 650 for 1 bedroom here, id kill someone, it costs my brother 2300 a month for a 2 bedroom apart, nice apartment too, again u live in Canada, u earn different and things cost different and i heard u have like a 70% tax :O, i live in NY, F u all >.>
 Unicorn.Excesspain
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By Unicorn.Excesspain 2009-08-11 11:24:20  
Krizz said:
Tbest said:
The house. >.>


Wrong. House is $1,150 a month. Apartment is $1,050 a month.


That will get you a 1 Bed 1 Bath apartment in MA with no washer/dryer hook ups.
 Ramuh.Dasva
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By Ramuh.Dasva 2009-08-11 11:24:22  
Rumaha said:
Dasva said:
Celene said:
Dasva said:

Lol do you really spend nothing on yourselfs? Like really nothing? I mean let me see non bill wise other than going to see the movies... and um people I think all Ive bought this year has been like 4 DVDs 6 books and a new phone...which seeing as my old one is over 5 years old... well food too but I try not to spend too much on that. Like 300ish a month or so. I eat too much though


What do you want, a life summary or something of spending habits? Pretty much have money to cover our basics, and that is it. :|

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


Sometimes there is no where to shave costs, there is a line of needs and wants, i am really good at shaving costs i should train to be a w/e they are called for big businesses lol, brb

True... but rarely are people actually unable to. I mean if that were truly the case if 1 bad thing happened youd be out on the streets or not have enough money to eat ramen lol or have any entertainment. Um idk for the sounds of it your not so much good at shaving cost as your getting a pretty much free ride with pretty much none of the normal big bills. Are you still a minor or something?
 Ramuh.Miemo
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By Ramuh.Miemo 2009-08-11 11:24:51  
In before his LS fall apart ~!!

I think I liked the "not so serious" disscussions more XD

Bad Rowland!
 Bahamut.Rumaha
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By Bahamut.Rumaha 2009-08-11 11:24:59  
Row, i h8tchu, i think my bro might pay 2k flat, but i know 2 bedroom is always over 1400
 Fairy.Tbest
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By Fairy.Tbest 2009-08-11 11:25:34  
Rowland said:
Celene said:
Dasva said:

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


650 for a one bedroom is pretty cheap around here...
300 covers food for 2 people
Only vacationing we do is in the summer we go camping x1, x2 if we're lucky.

Stop being so bitter towards me and my financial situation right now, geeze.

We're not stupid, we don't randomly blow cash just because in your books we're young(er than you, possibly.)

Around here a 1 bedroom is 350-400 (250 if you can find a cheap run down house that is on university campus for college students). Otherwise its 500-700 for an OK 2 bedroom 1 bath.

Right now I'm in a duplex for $895 for 3 bedroom and 1.5bath
I spend $520 for a 1 bedroom here. Cheapest around here is ~$450 for a decent 1 bedroom.
 Ramuh.Krizz
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By Ramuh.Krizz 2009-08-11 11:26:18  
to compete with the apartments in my area, I only charge $900 for my house. I had a friend recently renting it, and she paid 600 her first month and 800 after that.
 Bahamut.Rumaha
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By Bahamut.Rumaha 2009-08-11 11:27:03  
Dasva said:
Rumaha said:
Dasva said:
Celene said:
Dasva said:

Lol do you really spend nothing on yourselfs? Like really nothing? I mean let me see non bill wise other than going to see the movies... and um people I think all Ive bought this year has been like 4 DVDs 6 books and a new phone...which seeing as my old one is over 5 years old... well food too but I try not to spend too much on that. Like 300ish a month or so. I eat too much though


What do you want, a life summary or something of spending habits? Pretty much have money to cover our basics, and that is it. :|

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


Sometimes there is no where to shave costs, there is a line of needs and wants, i am really good at shaving costs i should train to be a w/e they are called for big businesses lol, brb

True... but rarely are people actually unable to. I mean if that were truly the case if 1 bad thing happened youd be out on the streets or not have enough money to eat ramen lol or have any entertainment. Um idk for the sounds of it your not so much good at shaving cost as your getting a pretty much free ride with pretty much none of the normal big bills. Are you still a minor or something?


im 19, the only thing i dont pay is rent, i didnt realize paying my phone bill, isurance bill, gas bill, mostly food bill, and im paying back my own college loan, i didnt realize none of those were big bills,
 Ramuh.Krizz
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By Ramuh.Krizz 2009-08-11 11:27:52  
I could move into a smaller apartment, but I'm just too lazy to move my ***. they have some decent smaller ones for 650-750/month
 Ramuh.Dasva
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By Ramuh.Dasva 2009-08-11 11:27:56  
Celene said:
Dasva said:

Yes full history... no really though you can always find money somewhere cheaper place to stay food less vacationing. But whatever Ive known plently of people of are of the mindset better to use it and enjoy your life more when your younger then to skrimp and save.


650 for a one bedroom is pretty cheap around here...
300 covers food for 2 people
Only vacationing we do is in the summer we go camping x1, x2 if we're lucky.

Stop being so bitter towards me and my financial situation right now, geeze.

We're not stupid, we don't randomly blow cash just because in your books we're young(er than you, possibly.)

Ah sorry didnt realize you made so little money... Im used to makeing what is effectively about a full time minimum wage. Didn't forgot some people make less.
 Asura.Celene
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By Asura.Celene 2009-08-11 11:28:15  
I live in an apartment, not a house.

If it were 650 for a house it would be run down and probably rat infested.

Even townhouses are 900-1K/month.
 Ramuh.Krizz
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By Ramuh.Krizz 2009-08-11 11:28:52  
ding woodworking 31... or not... still at 30.9 >_<

anywho, lunch time.
 Bahamut.Rumaha
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By Bahamut.Rumaha 2009-08-11 11:28:54  
what are you paying over me? Rent/Utilities, if i had to pay it and lived by myself, id pay it, i know how to manage money, dont assume i dont because i live w/ my parents, Oh, i have no health insurance so if i get sick, i pay for it
 Ramuh.Dasva
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By Ramuh.Dasva 2009-08-11 11:29:13  
Rumaha said:
im 19, the only thing i dont pay is rent, i didnt realize paying my phone bill, isurance bill, gas bill, mostly food bill, and im paying back my own college loan, i didnt realize none of those were big bills,

Compared to ff? Id call them big... or at least bigger lol. No rent helps alot though
 Bahamut.Rumaha
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By Bahamut.Rumaha 2009-08-11 11:30:44  
i am aware rent is big, but my car insurance bill is *** outrageous <.<, if i moved out, id get a apart w/ 1~2 other people, cuz it just plain old costs to much to live on Long Island

Edit**

My car insurance is bigger then Rowlands Rent :O, oh, no collision, this is basically the bare minimum i can pay, i really should be paying closer to 500 just for insurance
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