I suspect that holy works very well if you have high MND (comparable to a BLM's int), high divine magic (again comparable to a BLM's elemental magic skill), and are targeting an enemy weak to divine magic. How many WHMs play that way (PLD can't play that way... this is like giving DRK flare or some other such silliness).
i agree with avenged it is a waste i can get alot more hate with 100mp using flashes cureiv's etc all in all i wouldnt buy this if you are a paladin <---60pld emity pld